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Non-Profit Insurance in Augusta and Evans, GA

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Dawson Taylor & Company agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

Dawson Taylor & Company - Main Location

3510 Wheeler Road
Augusta, GA 30909
Main office: 706-733-6888

Dawson Taylor & Company - Waynesboro

525 W 6th St
Waynesboro, GA 30830
Main office: 706-554-1685

Our Providers

Testimonials

Lisa Allen is my agent for both of my business and she has been wonderful to have as an agent. She has gone out of her way on many occasions to help me when I needed something done. While I know she has many clients, she always makes me feel like my business is important and she is ready to help anytime needed. Strongly recommend.
Lisa Getson
We absolutely love the service we get with Lisa Allen at Dawson, Taylor & Co. I never have to wait long for any requests or replies to emails. She goes above and beyond for Rob Zapata's Electric, Inc. We get calls every year to requote but I tell them you can't beat the service along with the friendship gained with Dawson & Taylor. They really take care of us and take their job very seriously. Thanks for all you do!!!!
Chrissy Parker
Dawson, Taylor, and Co. is a great insurance brokerage firm. My car insurance had increased dramatically so I went to them for help. They were able to give me options and I chose a reputable insurance company that provides the same coverage at a greatly reduced price. I've been so pleased with D, T, and Co., I've since moved my homeowners through them as well. Highly recommend.
Ben Childs