Contractors Insurance in Augusta and Waynesboro, GA
Keeping Contractors in Augusta and Throughout Eastern Georgia Protected Against Risk
Damaged or lost equipment, employee injuries, and auto accidents are all risks you face as a contractor. These and other risks can be costly if you’re unprotected. Insurance provides critical protection, and at Dawson Taylor & Company we have a complete contractors insurance program. This program is flexible and can be customized for the clients we serve.
We’ve insured contractors in Augusta and communities throughout Eastern Georgia for more than half a century. We work with a variety of A-rated carriers, and know the risks contractors of all types face. As a result, we can provide the best possible contractors insurance coverage. Whether you work construction or are an artisan contractor, our agents are available to offer assistance.
Contractors Insurance Coverage Details
Coverage for contractors is a lot like traditional business insurance. However, protection can tailored specifically with contractors in mind.
Property, liability, and business vehicle coverage serves as a basis for most contractors insurance policies. Many contractors in Eastern Georgia purchase a business owners policy (BOPs). BOPs provide a singular policy with many different coverages attached, including the trademark coverages listed above. For some contractors BOPs aren’t enough. For these business owners, we recommend standalone policies. We specialize in both business owners policies and standalone policies. Together, we’ll determine the route most fitting for your business and ensure adequate, cost-effective coverage is in place. Our agents will confirm any solution purchased protects you and your business under all circumstances.
The coverages from which you can choose include but are not limited to:
• Commercial property insurance
• Commercial general liability
• Business owners policy (BOP)
• Inland marine insurance
• Commercial auto insurance
• Commercial umbrella insurance
• Professional liability
• Workers compensation
• Crime insurance
• Umbrella insurance
As our client, you may be eligible to save time and money if you take advantage of benefits and discounts available. Contact an agent to learn more about these opportunities.
Experienced, Client-Focused Agents Keeping Your Contracting Operation Secure
We know that protecting businesses is challenging, and this is why we take a detailed, hands-on approach to insuring contactors. We thoroughly assess the needs our clients through in-depth consultations and risk analyses. Once we know and understand these requirements, we can identify the right coverages to offer long-term protection.
In order to ensure there are never gaps in coverage and rates are always competitive, we regularly and closely review policies we produce. If and when possible, we include clients in review processes. Our goal is for clients to not only understand their insurance investment, but also stay aware of potential opportunities for adjustments.
• Construction Contractors Insurance Information and Resources (The Insurance Information Institute (III))
• Small Business Insurance Details (The National Association of Insurance Commissioners (NAIC))
• Small Business Insurance Facts and Materials (The U.S. Small Business Administration (SBA))
At Dawson Taylor & Company, we’re proud to provide contractors insurance in Augusta, Waynesboro, Martinez, Evans, and Grovetown, GA and in North Augusta, SC. We also serve other areas in Georgia and South Carolina, as well as a selection of other states.